But now you want a travel credit card, despite the fact that all of your business experience boils down to reselling your old college textbooks. There is nothing wrong with this since the travel credit card community is aimed at dreamers of discounted airfare, not business men. Let this be your guideline in future endeavors. 🧭
First, do not even think about having one of these $400 annual fee cards right away. First of all, you have to build your credit before you start spending money that you cannot afford. Go for either the Chase Sapphire Preferred card or the Capital One VentureOne card since both of them offer great rewards and do not require a high salary to sign up. 💸
It is necessary to distinguish between cash back and points since these two are quite different things. Cash back is the money off your purchase while points is some kind of a system where you gather points that then can be transferred into the points of an airline such as United or Hyatt. For now, it is better for you to get flexible points since they give you the freedom of choice if you suddenly realize that you have to change your plans.
Please remember that you have to pay your entire balance monthly. These credit cards charge the interest rates that will ruin all of your attempts of getting the free airfare pretty quickly. Use this credit card the way you would use the debit one. 🛡️
Perhaps, you wonder if you really need to get yourself a business card now. The answer to that question is probably no. You can perfectly fine get yourself a personal card. As soon as you start working freelance or selling your crafts on Etsy, you can go for the Ink Business Preferred card.