The truth is that your bank account balance is more terrifying than any horror movie. Investing is the thing only for the wealthy people, and you cannot enter it because you waste all the money on instant noodles. However, you still have an option, which allows investing small amounts of money and earning millions through microinvesting.
First of all, there are a number of microinvesting applications, which have made the idea a reality. These applications link to your debit card and round off all your expenses. In this way, your leftover pennies are invested to a portfolio automatically. It seems like you eat vegetables but do not even feel them.
One of the main microinvestment apps is Acorns, which has the monthly fee of several dollars. The application takes your leftover 37 cents from your Chipotle order and makes investments to the ETFs of Vanguard. For example, when you pay 4.50 dollars for your tacos, the app adds another 0.50 dollar to your investment. The trick will help you save a lot of money during a year.
There is another application, which is similar to Acorns, called Stash. Its working principle is the same as in Acorns, but you can choose particular companies for your leftovers to invest into. In such a way, you may become a part-owner of Apple, Tesla or something else investing your spare money in shares every time you buy something. It seems like you play stock market game instead of being an investor.
From the mathematical point of view, these sums are quite impressive for the period of ten years. If you make about thirty operations per week, you will be able to invest about 50 dollars automatically per month. Taking into account a decent return of the market, you will be able to use these sums to purchase real estate in the future. You cannot become a millionaire, but at least you will not be ruined by inflation.
Thus, stop wasting the pennies and use them for future prosperity. Try to download one of the apps to earn millions from your coffee or fast food. It will definitely be useful for your future self although the current one needs some money to survive.