Early Payoff

How to Understand Your First Paycheck Deductions write this for a young professional in their 20’s and 30’s

However, after obtaining my first paycheck, I realized that the amounts promised to me and the amounts indicated on the paper do not match. 😅 However, this shock is expected from everyone who enters into the world of working and receiving salaries. Do not be scared to lose your money because it just means that […]

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How to Build Savings on an Entry-Level Salary write this for a mid level executive in their 20’s and 30’s

Remember the feeling when you look at your first real paycheck and wonder where your money went. Rent, student loans, monthly subscription service that you forgot to cancel – your calculations don’t work in your favor. Here comes the cold hard truth. Saving money when earning minimum wage is not the math problem; it is

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How to Budget for Moving to a New City write this for a new employee in their 20’s and 30’s

The perspective of starting a new life in another city gets darker when you look at the numbers in your bank account. Simply speaking, if you do not organize everything properly, it may turn out to be quite an expensive endeavor. Thus, it is necessary to prepare for any unexpected expenses. First, you should think

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How to Handle Money in Your First Relationship write this for a graduate student in their 20’s and 30’s

Discussing money matters in the first relationship can be likened to passing through the gauntlet. On the one hand, you do not want to look like someone who does not know what money means, and on the other hand, you do not want to be starving for a week after paying for the dinner. However,

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How to Manage Money on a Freelance Income write this for a business man in their 20’s and 30’s

That is because nobody ever let you know that the position gives you a horrifying responsibility of managing finances as a CFO. You imagined yourself to get away with accounting and all other spreadsheets work. No, they do not go away with that. The level of your money management is determining what you will eat

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How to Split Bills With Roommates Fairly write this for a young professional in their 20’s and 30’s

Well, nobody moves in with their best friend thinking that he or she would become a forensic accountant. But, having been living together for six months and dealing with Venmo requests and passive-aggressive Post-Its regarding the Wi-Fi, you start calculating everything in your sleep. Equal splitting of expenses is the key for any successful relationship

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How to Negotiate Your Starting Salary Offer write this for a mid level executive in their 20’s and 30’s

You got this email. The one which says that you managed to pass all those boring interviews and tests, and now you have an offer. About thirty seconds of joy, until you find out about compensation package from it. Welcome to the real life, which may not correspond to your value. Emotional Roller-coaster Once again,

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How to Budget on Your First Full-Time Salary write this for a new employee in their 20’s and 30’s

First of all, you finally managed to get this job and notice that direct deposit has landed into your bank account. Of course, you feel like the winner of a lottery. But do not rush to order a custom gaming PC and book the flight to Tokyo immediately. Being an adult is expensive, and if

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How to Automate Savings From Your First Paycheck write this for a graduate student in their 20’s and 30’s

First paycheck feels like winning the lottery after spending years on eating only instant noodles. There is a feeling of euphoria about having so much cash available, but your future self is telling you to be responsible. Of course, you can go ahead and have fun since you deserve it, but the true celebration starts

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How to Avoid Bank Fees on a Starting Salary write this for a business man in their 20’s and 30’s

To begin with, I will mention the fact that after making such an effort to earn the salary, the fact of being charged $12 per a so-called “maintenance fee” by the bank really is absurd and makes you feel like being cheated and taxed by a machine which does not even say thank you. It

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