It is unpleasant to receive your credit report. To get a number under your latest phone bill feels like getting hit in the gut, yet it should be addressed right away. You hold an advantage here since a low score at twenty-four does not mean that it will be the same in your thirties. To […]
How to Fix a Low Credit Score Early write this for a new employee in their 20’s and 30’s Read More »
Once again, let us be brutally honest. A credit score seems to be a mystery that adults know but will never tell to kids at school. You devoted years of your life to calculus or literature, and suddenly you face the existence of the three-digit magic number determining your financial life. What unfair it is!
Let us face the cold hard truth: checking your credit score is scary. I understand that feeling, as the number could be lower than you expect, but failing to check it means losing a lot of money due to increased interest rates. It is time to stop guessing and educate yourself. There is nothing stopping
Finally, you found ways to make money using your hobby. Congratulations! But before you run crazy with thinking of how many cups of coffee it will buy you, there are some rather unattractive bureaucracies to deal with. Overlooking this stage is one of those amateur mistakes that you really need to avoid. Sole Proprietorship is
Let’s just be brutally honest for a second. You have been hit by the entrepreneurial bug and now you want to build your company. However, your bank account looks really messy right now. The situation is frightening especially when you’ve been earning your bread from that sweet executive paycheck for years. The lack of funds
You have a diploma, you have debt, and you have a bucketful of optimism. It is the recipe to start your own business. Society says that you should get into a safe job with Deloitte or Google before you start anything. Screw that. It is a scary thing to start right after college. Here is
Well, grad students’ budgeting experience is definitely something unique. Having all those costs associated with tuition fees, living on a budget of ramen noodles, and going to that conference, which is crucial, your account seems to be a mess. Hopefully, you were hoping for a magic solution; however, unfortunately, I do not have a magic
You installed Venmo at 2 AM in the morning as your friend was pressuring you to split the Uber fare right away. The interface was decent, registration took only thirty seconds and you were too lazy to read the terms of service. Congratulations! You have just legally signed an agreement that will make a Victorian
Let me be frank with you – you are filtering out all your emails except the ones that contain your meeting invites. However, we are all living in the world filled with digital noise, but ignoring cash back apps is literally wasting money. And it seems that the activity is appropriate only for coupon clippers,
It is really difficult to start working in any company due to the fact that there is a lot of paperwork to complete which may contain the exchange of extremely sensitive information. You would not feel comfortable to share your Social Security number or any bank accounts with some totally new system that you have
