See, building something from scratch is simply horrible. If one wants to purchase a house, he/she needs a solid credit history, and in order to build up the credit history one needs credit. This whole thing is like a trap actually.
One must first get a secured card. One deposits some money, and gets credit limit based on that amount. Common pick would be the Capital One Platinum Secured card. One might get $200 credit limit with $49 deposit if he/she is lucky.
One can also get the student cards while being a student. Discover it Student Cash Back card is a pretty nice choice. They give back some money for certain purchases which are changing time by time. So it is kind of like getting some free money for eating pizza.
Retail cards such as Amazon or Target’s cards are relatively easy to obtain. They basically take anyone, but the interest rate is really high, so do not keep balance there.
One should not apply for 10 credit cards per week. Every single new application lowers one’s credit score. Pick one card and wait for six months. It is boring, but effective.