How to Track Subscriptions You Forgot You Have write this for a new employee in their 20’s and 30’s

You know what, I am definitely not proud of the fact that I am paying for three streaming services and a meditation app which I have used only once in 2019. People, no matter how great they are, commit such mistakes. Your subconsciousness accumulates small monthly expenses much faster than you think, taking money right from your account, even in your sleep. It means you pay for the CEO’s private plane. Let’s stop this nonsense right now. 😅

First of all, you need to forget about all your assumptions and check your bank statements thoroughly. Enter the Chase or Wells Fargo website or application, find all the recurring expenses and get ready to see the truth about your subscriptions. There is no other way to find out everything about your money. Trust yourself and your memory since both of them lie to you. 💳

Next, open your Gmail or Outlook and search for the words “receipt” or “subscription”. The emails which you received long ago could contain the information about auto-renewal or the subscriptions which you subscribed long ago. For instance, you will definitely see that you are paying for LinkedIn Premium since your last job interview. Delete those emails after canceling the subscription. 📧

If the process of manual search seems tiring to you, there are many apps which can help. You need to install Rocket Money or Trim to see all the information about recurring payments automatically. It is a bit invasive but it doesn’t matter when you lose money, right? Download one of them. 📲

The list is ready and it is time to act. Get ready to unsubscribe from all the unnecessary subscriptions. If you didn’t use this subscription for more than six months, unsubscribe right now. In case you leave it as it is, the new billing cycle will come soon and you will pay again. Do not forget that you can subscribe anytime you want. Just don’t. ✂️