Early Payoff

The idea to start making contributions to the retirement account during your high-school years can look absolutely crazy. You have to combine part-time jobs and save enough money to pay for the apartment. For sure, it looks like you have plenty of time till the retirement age. However, time will be your best friend and […]

Congrats on landing your first real job! Also, congrats on your 401(k). The idea of such an awesome opportunity to invest money is simply exciting regardless of how many forms you will have to sign to start participating. It is quite tempting to skip the portfolio reports you will receive monthly. However, that would be

Congratulations, you deserve it. Just imagine the frustration of seeing your money going through the phishing email. Your dream house requires strict financial protection. The phishing scams normally go after those customers that purchase their property for the first time. Their email is full of wrong details related to the wiring instructions. There is no

Finally, you have thrown that cap in the air! The truth is even harder: you are dreaming about getting a new car, gaming PC, or going to Tokyo. Saving money seems impossible due to your “ghost” bank account. Do not worry; the art of saving is just a skill to master! First of all, you

Roommates are similar to launching a small business without any paperwork or hiring agreements. Sharing of assets, budgeting, and different views on the temperature setting are typical issues of every household. The main threat to the welfare of your mini organization is the conflict connected with money. Therefore, the right approach to handling this question

Being fired is one of the worst things that can happen to a person at the very beginning of his or her professional life. However, there is one thing – being prepared for anything is your major superpower right now. First of all, you should be completely honest with yourself about the amount of money

Congratulations on your first job! Your payday seems to be just like a gold mine for you. But after you find out how fast your pay will be eaten by all your bills, you will understand that negotiation might help you a lot, and you can save a lot of money. Companies expect you to

Of course, congratulations are definitely in order; however, your bank account is going to apply for witness protection any minute now. Buying a house and a baby on a mortgage is not something to be done by a novice. You find yourself in what I call “Double Whammy” area, where all your money goes into

Recovering from all of this seems to be as complicated as a ball of Christmas lights. Yes, it sounds pretty stressful, but you will cope with it. I assume that you are currently busy with classes, so let us forget all the boring legal stuff and help you restore order in your life. First of

So, if you ever visited an investment seminar, then you certainly know what it feels like when you accidentally became a member of some secret financial cult with lots of acronyms that simply mean nothing for anyone who isn’t a part of it. ETFs, APYs, IRA… As they go through finance jargon, you suddenly discover