Become a member. Not only you succeeded in passing final exams, found yourself a job and survived the first week there when you were unable to remember your charger for a laptop. It is time for something far more frightening – understanding the W-2. Although it may seem to be some kind of a ransom […]
Take a deep breath. Being a first-time tax-filer is something like being given a spacecraft that you never wanted, and a manual in an intentionally confusing language. This whole procedure is based on making you have enough doubts to stop asking questions… It is entirely possible. Without a finance degree, you will manage it without
And when you get that first job with the decent salary, you will feel as if you won the lottery, although you didn’t buy any tickets at all. Your former daily habit of living on $3 of instant noodles is gone, but replaced with a desire to afford yourself some nice sushi and fancy cocktails.
Looking for the first job is similar to climbing a very expensive mountain: the equipment, travel expenses, the pressure to look like a professional—you pay a huge amount of money before receiving your first paycheck. Unfortunately, most of the advice is either too general or too moralizing to be really helpful. Therefore, being in debt
Now you managed to pass all job interviews and got hired. Congratulations! And now the real challenge begins, because adulthood is mostly about paying for stuff invisible to the eye. And yes, it is highly advisable not to skip on getting renter’s insurance. Don’t trust me, go and check. The cost of insurance is cheaper
Peace and quiet become something completely different when you created them. Let me be frank, there is something special about being able to control everything: the thermostat, Netflix queue, dishes, rent payments and the existential dread at 2 AM. 😅 But let us start talking about finances. A small studio near your university costs a
You have heard the market reports and interest rates. You know the math even better than your accountant. Still, it is fair to admit that making that first check is painful. It is completely different from Series A or purchasing another rental property. In this case, you have to deal with personal capital, and it
The hunt for an apartment becomes a much more interesting process once you earn some money for your Zillow addiction. You have been working hard throughout the years and finally, you managed to get that mid-level job in a company like Deloitte or that promising Series B startup. You are about to sign a lease
Huge congrats on your sweet job; however, your issue is that you cannot find a rental apartment without killing your credit. While being unemployed is definitely worse, being treated as a high-risk tenant because of a lack of information in your credit report is not a good thing either. Do not worry though, as you
Saving up for a security deposit is an accomplishment by itself, but moving out becomes impossible without it. And yes, it is a real challenge, especially for a student. However, it can be done. All you need is to develop an effective strategy. No need to listen to general advice about avoiding morning coffee. Instead,
