Early Payoff

How to Save While Job Hunting write this for a business man in their 20’s and 30’s

Job hunting becomes a full-time occupation that does not bring any income at all. The period between your latest payment and your next one is going to be a scary moment financially speaking. However, you need to find a way to ensure your runway and survive until the next paycheck. To start with, make an […]

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How to Budget for an Unpaid Internship write this for a young professional in their 20’s and 30’s

Well, there is no way to make it look better. Unpaid internship could be perceived as falling into the money trap even if your finances are close to depletion. Obviously, you will gain some practical experience, but at the end of the day, you have to pay a price. You may cope with this issue,

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How to Turn a Hobby Into Income write this for a mid level executive in their 20’s and 30’s

Imagine yourself engaged in doing what you really love during your weekend days. You might be working on your wood pieces, developing computer games, programming and so on. For a long time your hobby was the source of escape from your quarterly report and presentation. Now the question keeps popping up in your head: Is

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How to Handle Income From Multiple Gig Apps write this for a new employee in their 20’s and 30’s

Seems like you’ve joined the gig economy and now you’ve started receiving messages from Uber, DoorDash, and Fiverr right on your smartphone. Great job, man! Anyway, this is what you need to know in order to manage your finances effectively. So, you’ve become a small business person. Your earnings will be considered earnings of a

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How to Save for a Career Break write this for a graduate student in their 20’s and 30’s

Okay, let’s get real. Career break is that unicorn that belongs only to rich celebrities or retired people. You are probably drowning in your student loan payments dreaming of a vacation in Kyoto or Patagonia. It is impossible right now. But don’t worry. It is not. Here is what you can do financially speaking: if

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How to Price Freelance Work as a Beginner write this for a business man in their 20’s and 30’s

Freelance Pricing Tips for Beginners First of all, I would like to give you a brutally honest fact about pricing which every single freelance learns in practice. You will undercharge yourself. Every single person does. A guy who charges $25 per hour for web designing in his first year of practice is not modest. He

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How to Start a Side Hustle After Work write this for a young professional in their 20’s and 30’s

The working day is finished. You pack everything and come back home. Couch calls. Netflix wants you. But another voice is calling too. And it says, “What if you build something of your own?” Doesn’t it call out more lately? Doing a side hustle after your job may sound very appealing and attractive. However, in

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How to Negotiate a Raise Early in Your Career write this for a mid level executive in their 20’s and 30’s

Well, it seems that you’ve done a good job so far. But its results haven’t been very impressive yet. And we want to help you change this situation for the better. Discussing your salary with your boss is like trying to defuse a bomb – you always fear that they might get offended by you

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How to Choose Dental and Vision Coverage write this for a graduate student in their 20’s and 30’s

Alright, let me be clear with it; nothing can cure your insomnia as good as insurance forms. There is no doubt that there is going to be a bunch of paperwork in front of you trying to understand whether you really need dental insurance or not. And the answer is, yes, definitely. Not having insurance

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How to Get Coverage as a Gig Worker write this for a business man in their 20’s and 30’s

It should be obvious that nobody decides to get insurance when they decide to become an entrepreneur. Yet, being like driving Ferrari with no brakes is not the best option. The reality of the situation is that visiting the emergency room may reverse all of your achievements. In order to survive in this murky entrepreneurship,

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